Renters insurance that protects what you own
Get simple, affordable coverage for your belongings and liability. We make it easy to understand your options and choose the right policy.
Coverage designed for renters
Even if you don’t own your home, what’s inside still matters. Renters insurance helps protect your belongings and provides coverage if something unexpected happens.
What renters insurance can include
Renters insurance focuses on protecting your belongings and liability. Common coverage options include:
Personal property coverage
Protection for your belongings, including furniture, electronics, and clothing
Liability protection
Coverage if someone is injured in your space or you’re responsible for damage
Additional living expenses
Helps cover temporary housing if your rental becomes unlivable due to a covered event
Guest medical coverage
Helps cover minor medical expenses if a guest is injured
Protection that’s often overlooked
Many renters assume their landlord’s insurance covers them, but it typically only protects the building. Renters insurance helps protect what you own and reduces your financial risk.
A simple way to get covered
We make it easy to understand your options and choose the right level of protection.
Understand your needs
We help you estimate the value of what you own.
Review your options
We explain coverage in clear, simple terms.
Choose with confidence
You move forward with coverage that fits your situation.
Simple coverage at an affordable cost
Renters insurance is often one of the most cost-effective ways to protect yourself. We help you find a policy that fits your needs without overpaying.
Here when you need support
If you have questions or need to update your coverage, our team is here to help. You’ll always have someone to talk to who understands your situation.
Talk to real person
Get clear answers when you need them
Easy policy changes
Update your coverage anytime
Ongoing support
We’re here whenever you need us
Frequently asked questions about renters insurance
- What does renters insurance cover?
Renters insurance can help protect personal belongings, provide liability coverage, and assist with temporary living expenses after certain covered events.
- Does renters insurance cover theft?
Many renters insurance policies include coverage for theft of personal belongings, subject to policy terms and limits.
- Is renters insurance required?
Some landlords may require renters insurance as part of a lease agreement, though requirements can vary.
- How much renters insurance do I need?
Coverage needs depend on the value of your belongings, liability concerns, and your overall situation.
- Does my landlord’s insurance cover my belongings?
In most cases, a landlord’s insurance policy only covers the building itself, not a tenant’s personal belongings.
- Can renters insurance cover temporary living expenses?
Yes. Some policies may help cover temporary housing and related expenses if your rental becomes uninhabitable due to a covered event.
Let’s protect what
you own
Whether you’re getting coverage for the first time or reviewing your options, we’re here to help.