Protection for everyday business risks
Get coverage designed to protect your business from claims related to injury, property damage, and daily operations. We help you understand your options and choose the right protection with confidence.
Coverage for common business exposures
No matter the size of your business, there are risks that come with interacting with customers, clients, and the public. General liability insurance helps protect your business from those everyday exposures.
What general liability insurance can include
Coverage can vary based on your operations, but common protections include:
Bodily injury coverage
Protection if someone is injured as a result of your business operations
Property damage coverage
Helps cover damage to someone else’s property caused by your business
Legal defense costs
Coverage for legal expenses if a claim is brought against your business
Personal and advertising injury
Helps offset lost revenue if your business is unable to operate due to property damage
Protect your business from unexpected claims
Even a single claim can impact your business financially. The right liability coverage helps reduce risk and provides support if something goes wrong.
A clear approach to liability protection
We make it easier to understand your options and choose the right level of coverage
Understand your exposure
We look at how your business interacts with customers and where risk may exist.
Review your options
We explain coverage clearly so you know what’s included.
Choose with confidence
You move forward with protection that fits your business.
Every business faces different risks
Your industry, operations, and customer interactions all play a role in your exposure. We help you account for these factors so your coverage reflects your real-world needs.
Support when it matters most
If you have questions or need to review your coverage, our team is here to help. You’ll always have someone to talk to who understands your business.
Talk to real person
Get clear answers when you need them
Easy policy changes
Update your coverage anytime
Ongoing support
We’re here whenever you need us
Frequently asked questions about general liability insurance
- What does general liability insurance cover?
General liability insurance can help protect businesses from claims involving bodily injury, property damage, and certain legal expenses related to business operations.
- Does general liability insurance cover lawsuits?
Many policies can help cover legal defense costs and certain claims, subject to policy terms, limits, and exclusions.
- Is general liability insurance required?
While not always legally required, some landlords, contracts, and clients may require businesses to carry liability coverage.
- What’s the difference between general liability and professional liability insurance?
General liability insurance typically focuses on physical injury and property damage claims, while professional liability insurance relates to errors, services, or professional advice.
- How much liability coverage does a business need?
Coverage needs depend on factors such as your industry, customer interactions, contracts, and overall risk exposure.
- Who needs general liability insurance?
Many businesses can benefit from liability coverage, especially those that interact with customers, clients, vendors, or the public.
Let’s protect your business from liability risks
Whether you’re starting a new policy or reviewing your current coverage, we’re here to help.