Disability insurance that protects your income
Get coverage designed to support your income if you’re unable to work due to illness or injury. We help you understand your options and choose the right protection with confidence.
Coverage for what you rely on every day
Your ability to earn an income is one of your most important assets. Disability insurance helps protect that income so you can stay financially stable if something unexpected happens.
What disability insurance can include
Coverage can vary based on your needs and occupation. Common features include:
Short-term disability coverage
Provides income replacement for a limited period during recovery
Long-term disability coverage
Ongoing support if you’re unable to work for an extended time
Partial disability benefits
Coverage if you’re able to work in a limited capacity but not at full income
Flexible benefit options
Policies can be structured based on your income and financial goals
Income protection is often overlooked
Many people plan for major expenses but don’t account for the risk of losing income. Disability insurance helps reduce financial stress and keeps you moving forward during recovery.
A clear approach to protecting your income
We simplify the process so you can make informed decisions without unnecessary complexity.
Understand your income needs
We look at your current income and financial responsibilities.
Review your options
We explain coverage clearly so you know what’s included.
Choose with confidence
You move forward with a plan that supports your financial stability.
Coverage that fits your situation
Your income, career, and responsibilities all play a role in the right coverage. We help you choose a plan that fits your situation today and can adapt over time.
Support you can rely on
If you have questions or need to review your coverage, our team is here to help. You’ll always have someone to talk to who understands your situation.
Talk to real person
Get clear answers when you need them
Easy policy changes
Update your coverage anytime
Ongoing support
We’re here whenever you need us
Frequently asked questions about disability insurance
- What does disability insurance cover?
Disability insurance helps provide income replacement if you’re unable to work due to a covered illness or injury.
- What’s the difference between short-term and long-term disability insurance?
Short-term disability coverage typically provides benefits for a limited period, while long-term disability coverage is designed for extended periods of inability to work.
- How much disability coverage do I need?
Coverage needs can depend on your income, monthly expenses, financial responsibilities, and overall goals.
- Does disability insurance replace all of my income?
Policies typically replace a portion of your income rather than your full earnings, depending on the coverage selected.
- Who should consider disability insurance?
Anyone who relies on their income to support themselves or their family may benefit from disability coverage.
- Can self-employed individuals get disability insurance?
Yes. Disability insurance may be available for self-employed individuals, business owners, and independent professionals.
Let’s protect your income the right way
Whether you’re exploring options or ready to move forward, we’re here to help.